Question 1

Do children need to pay Zakat?

akhtar · Accepted Answer

Some scholars say yes — if they own wealth above the Nisab, their guardians should pay Zakat on their behalf. Others say Zakat only applies to adults. It’s best to check with a trusted scholar.

Question 2

Do I have to pay Zakat if I have debts?

akhtar · Accepted Answer

Yes, but you can deduct debts that are due soon. Long-term loans like mortgages don’t cancel your Zakat obligation.

Question 3

Does Zakat apply to my pension?

akhtar · Accepted Answer

This depends on whether your pension is accessible. If it's locked and cannot be withdrawn, it’s not currently Zakatable. But once accessible or invested, it may become eligible. Seek advice if unsure.

Question 4

Is Zakat due on student loans or grants?

akhtar · Accepted Answer

Zakat is not paid on loans you receive. But if you save part of a grant or income and it remains above Nisab for a year, then yes, you may owe Zakat on that amount.

Question 5

What if my wealth drops below the Nisab mid-year?

akhtar · Accepted Answer

If your wealth dips below the Nisab during the year and stays there until your due date, no Zakat is due. If it stays above the Nisab for most of the year, Zakat applies.

Question 6