Question 1

Are gold and property halal investments?

Accepted Answer

Yes. Physical gold and real estate are generally halal. But there are rules about how you buy, sell, and manage them. Make sure you avoid interest-based loans or unclear contracts.

Question 2

Are halal investments risky?

Accepted Answer

All investments carry some risk. Halal investments are not guaranteed to make money. But they avoid risky practices like gambling and excessive speculation. The goal is steady, ethical growth over time.

Question 3

Can I invest in crypto if I’m Muslim?

Accepted Answer

This is still a debated topic. Some scholars allow certain types of crypto with real-world utility, while others see it as too uncertain. Always seek advice from trusted Islamic scholars or check our Islamic Investment FAQs for updates.

Question 4

Can I trust halal investment providers?

Accepted Answer

Not all providers are the same. Look for platforms that work with recognised shariah scholars and publish transparent reports. We list the top UK-based options on our Investment Providers page.

Question 5

Do I have to pay zakat on my investments?

Accepted Answer

Yes, zakat is due on most halal investments if they meet the nisab threshold and you’ve held them for one lunar year. We will be publishing a full Zakat on Investments guide very soon.

Question 6

How do I know if a stock is halal?

Accepted Answer

A halal stock must pass a shariah screening. It should not earn money from things like alcohol, pork, gambling, or interest. Some investment platforms already screen stocks for you. We also cover this in detail on our Stocks, Funds, Gold page.

Question 7

How much money do I need to start investing?

Accepted Answer

You can start halal investing with as little as £50. Some platforms have no minimum requirement. It is better to start small and build a habit than to wait for the “perfect” moment.

Question 8

Is investing halal in Islam?

Accepted Answer

Yes, investing is halal as long as it follows Islamic principles. This means no interest, no gambling, and no involvement in haram industries. Halal investing is encouraged in Islam when done with honesty and care.

Question 9

Is my pension halal?

Accepted Answer

Many workplace pensions include haram investments by default. But there are halal pension options available in the UK. You can switch to a shariah-compliant pension provider or build a private pension using halal funds.

Question 10